Your payment infrastructure, finally under your control.
Stop relying on opaque SaaS solutions. PayEngineers provides you with autonomous payment processors, deployed at the heart of your infrastructure. Regain control of your flows, your data, and your growth.
Designed for performance and security, our engines integrate directly with your systems, offering unparalleled transparency and flexibility.
Our Solutions
Core Engines
DirectCash™ (Card ➜ Bank Account)
Real-time card-to-bank payment routing with no third-party processors.
ConvertX™ (Card ➜ Crypto)
Accept card payments and convert them instantly to crypto in real time.
PayFlex™ (PayPal-style)
Wallet-based payment processor for secure peer-to-peer and merchant transactions.
PayEngineers SwiftDirect™
Process international bank-to-bank payments using a secure SWIFT-compatible engine.
PayEngineers CryptoCore™
Full-featured crypto payment processor with on-chain and off-chain flexibility.
PayEngineers CardCore™
Advanced card-to-card processor built for scale and independence.
Featured Engine
DirectCash™ (Card ➜ Bank Account)
DirectCash™ enables real-time processing of card-to-bank payouts, a critical function for platforms that handle cashouts, commissions, or customer refunds. With no dependency on services like Stripe or Wise, this processor connects directly to acquiring banks or card networks to initiate direct deposits. Includes fraud prevention modules, bank validation, multi-currency support, and real-time delivery reports. Designed to operate under compliant jurisdictions with strong KYC/AML integration. A vital processor for financial platforms, affiliate networks, and marketplaces.
Developer Dashboard
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API Event Log
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An ecosystem designed for performance and trust
We integrate with the technology leaders and e-commerce platforms you already use, ensuring maximum reliability, security, and scalability.
Featured Solutions
Explore our flagship platforms, ready to be customized for your specific needs.
DirectCash™ (Card ➜ Bank Account)
DirectCash™ enables real-time processing of card-to-bank payouts, a critical function for platforms that handle cashouts, commissions, or customer refunds. With no dependency on services like Stripe or Wise, this processor connects directly to acquiring banks or card networks to initiate direct deposits. Includes fraud prevention modules, bank validation, multi-currency support, and real-time delivery reports. Designed to operate under compliant jurisdictions with strong KYC/AML integration. A vital processor for financial platforms, affiliate networks, and marketplaces.
Ideal For
Starting at
$4,200
ConvertX™ (Card ➜ Crypto)
ConvertX™ is an innovative solution that allows merchants or platforms to receive card payments and instantly convert them to cryptocurrency via integrated APIs with conversion platforms or self-hosted wallets. It ensures seamless end-user payment experience while handling all conversion logic in the backend. The system includes exchange rate APIs, on-the-fly KYC/AML verification, and wallet destination routing. No manual intervention is required. Ideal for businesses looking to protect against fiat inflation or accept crypto without asking users to own wallets. Perfect for platforms looking to accept global card payments but manage revenues in digital assets.
Ideal For
Starting at
$3,200
PayFlex™ (PayPal-style)
PayFlex™ is a wallet-based processor inspired by the PayPal architecture, allowing users to register, load funds, transfer money to others, or pay merchants directly within your platform. The system handles balance tracking, KYC, transaction logs, security policies, and optional withdrawal modules. Includes wallet top-up via cards, crypto, or bank transfers. Provides buyer/seller protection and refund tools, plus dispute resolution modules for compliance. This is the go-to solution for platforms that want to create their own internal economy.
Ideal For
Starting at
$2,455
Our Engineering Capabilities
A tailored solution for every payment flow.
Each processor we build is a standalone, optimized solution designed to integrate seamlessly into your ecosystem. Here’s a glimpse of our specialties.
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Card Payment Processor
- A comprehensive payment engine to accept card payments (Visa, Mastercard, etc.) directly, without intermediaries.
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- PCI DSS Level 1 Compliance
- Secure Tokenization
- 3D Secure 2 Management
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E-Wallet Processor
- Build your own PayPal-like payment ecosystem, with user balance management and internal transfers.
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- User Account Management
- P2P (peer-to-peer) Transfers
- Escrow Functionality
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Cryptocurrency Processor
- Securely accept cryptocurrency payments (BTC, ETH, etc.) and offer real-time conversion options.
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- Multi-chain Support
- Fiat/Crypto Conversion
- Transaction Monitoring
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Card-to-Bank Processor
- An engine that orchestrates card payments and direct fund transfers to a designated bank account (payouts).
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- Direct Settlement to IBAN
- Automated Payouts
- Beneficiary Management
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Card-to-Crypto Processor
- Build your own 'on-ramp' gateway to allow your users to purchase cryptocurrencies with their credit cards.
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- Instant Liquidity
- KYC/AML Integration
- Live Rate Calculation
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Your Custom Processor
- Have a unique requirement? A hybrid payment flow or complex business logic? We specialize in building fully customized solutions.
- Let's discuss your project →
Your Universal Transaction Core
Visualize the seamless flow of value. From any point of origin to any destination, unified through a singular, powerful core.
One powerful API, endless configurations.
Our cloud platform facilitates secure and efficient payments, helping companies overcome the limitations of traditional systems.
+10M
Out-of-the-box capacity to process over 10 million daily transactions without compromising performance or stability.
99.99%
Guaranteed uptime with architecture that operates simultaneously across multiple datacenters for maximum resilience.
100%
Fully configurable and accessible via API, including dashboards and interfaces ready to be integrated into your systems.
24/7
Continuous support from an expert team to ensure your operations run smoothly without critical interruptions.
Proof From Our Clients
Why technical leaders trust us.
We're more than a service provider; we become a dedicated engineering partner. Our focus is on providing robust, transparent, and scalable payment infrastructure that empowers development teams to innovate without limits. See what they have to say about our collaboration.
